Personal Loan start from 10.49%

personal loan
Incred Finance
Finnable
HDFC Bank
ICICI Bank
Bandhan Bank
Axis Finance
HDFC Bank

Maximum Loan :  25 Lac
Interest rate        :  9.99% to 12.75%
Tenure Upto        : 1 Yr to 5 Yr.
Processing Fees: 6500/-

Incred Finane

Maximum Loan :  25 Lac
Interest rate        :  9.99% to 12.75%
Tenure Upto        : 1 Yr to 5 Yr.
Processing Fees: 6500/-

Axis Finance

Maximum Loan :  25 Lac
Interest rate        :  10.99% to 13.75%
Tenure Upto        : 1 Yr to 6 Yr.
Processing Fees: 1% to 2%

Tata Capital

Maximum Loan :  25 Lac
Interest rate        :  11.99% to 13.99%
Tenure Upto        : 1 Yr to 5 Yr.
Processing Fees: 1% to 1.25%

Maximum Loan :  20 Lac
Interest rate        :  12.50% to 18.75%
Tenure Upto        : 1 Yr to 5 Yr.
Processing Fees: 2% to 5%

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Loan Disbursed

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What is Personal Loan | Unsecured Loan

A personal loan is an unsecured loan that helps individuals manage expenses such as medical needs, travel expenses, education, marriage, or emergencies. It offers flexible repayment, quick approvals, and minimal documentation.

How to get Personal Loan ?

To get a personal loan, you can choose a trusted lender from our lending partners, check your loan eligibility, prepare your documents as per your profile like ID proof (Adhaar), Current & Permanent address proof (Adhaar /Voter ID/ DL / Passport) , and income proof like Salary Slips / ITR, Bank Statements and then apply online or offline. After verification, the loan is approved promptly, and the amount is directly deposited into your bank account.

What is Instant Personal Loan ?

Its a quick, paperless loan that offers quick approval instant loan disbursal. It requires minimum documentation and usually process through online apps or websites.

How to close personal loan ?

To close your personal loan, first ask the Bank/NBFC to share with you the foreclosure statement. And then visit the nearest bank branch and for NBFC use their app or website to pay the foreclosure amount.

What is the Interest Rate ?

The interest rate on your loan varies depending on the lender, your credit score, salary or business income, and repayment history of previous loans. Most lenders offer personal loan interest rates starting from around 9.50% to 36% per annum. A higher credit score usually helps you get a lower rate, while a poor score may increase the interest charged or may reject your loan.

Which Bank is best and lower interest ?

Best banks with lower interest rate are: SBI, HDFC Bank, ICICI Bank, AXIS Bank, IDFC Bank & Yes Bank. In NBFC, Bajaj Finserv, Tata Capital, Moneyview, Poonawala Fincorp etc..

What is the Prepayment Charges ?

Prepayment charges are varies from bank to bank. Most of the bank prepayment charges which ranges from 3% to 6%. Try to pay part payment every year to avoid these charges.

How to get Pre Approved Personal Loan

Pre approved personal loan

It is quite easy to get a pre-approved personal loan in case one has a good credit score/cibil score, sound income, and a good banking. Banks pre-screen your profile and pre-approve your loan amount in quick time. For a pre-approved personal loan, one needs to maintain financial discipline, pay off his loans on time, and keep his documents updated. Bank has certain parameters to offer pre approved loans. The main important part is how you maintain your balance in accounts and how you manage your credit score.

Frequently Asked Questions

Find your loan queries which most asked

  1. Last 03 month payslip
  2. Last 06 month Bank statement (Salary Ac)
  3. Pan & Adhaar photocopy
  4. Employer ID card copy
  5. Current Address proof
  6. 01 passport size photo

All documents required in .pdf or .jpg format

Yes. You can prepay or close your loan. Most of the Bank/NBFC has some locking period after which you can close/prepay your loan.

Yes. You can avail loan if you have Nil credit score or No credit records. But the loan amount restricted to 1.00 lakh

No. You can place / submit your documents online (whatsapp / mail ) for loan process.

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